Payday loans – there are a number of things you need to think about?

emergency payday loans

Payday loans

When it comes to payday loans, we have an online process that provides you with access to a flexible and easy loan. Firstly, you need to work out much you need based on you the income. You must also makes sure that you are meet our eligibility requirements. You must be an Australian resident, over the age of 18 and you must have be employed. Our payday loans are usually for short term purposes. Generally this means that you aim to repay the amount in a few months. We also get asked if there is no credit check. Credit checks usually provides one of the greatest barriers towards people who are applying for a payday loan. Simply put, we may perform a credit check depending on your application.

Risks when you take out a loan

Rightly so, many people have several concerns about payday loans and that they are risky. Not all payday loans are risky. They can be a quick and easy source to accessing cash in an emergency. It’s important that be aware that you are comfortable with the loan repayments. can help you work out what your repayment would be for a payday loan. This service is fast and funds can be in your bank account the same day. Our online application form has been created to help discover if there are any risks you might have. This enable us to offer the best service we can to our customers.

Using our costs calculator will help you understand what your repayments are likely to be. Before you take out a loan, ask yourself, can you I afford the repayments. You can always ask us to tailor your repayments to suit your budget. We will have a look at your income as part of your application anyway to help you out.

You can also find our more with Money Smart.

Talk to us today

You can apply online in less than 5 minutes. You can also check out our frequently asked questions page to find out more.